Risk management
We check client risk, product risk and mandate limits on every account. Every page shows the same AUM number.
What the risk management module checks.
We read the client's risk rating from the signed client agreement. Nobody can type it in anywhere else.
Every product type gets its rating on one policy page. A bond counts as high yield until a named rating proves it is investment grade.
Limits come from the agreement, plus hand-set limits when the agreement is special. Each breach names the limit and the amount.
We take loans and overdrafts out of AUM. A losing accumulator lowers it.
We track fixed coupon notes close to knock-out and accumulator events, one line per event, and send alerts.
Moves between a client's own accounts do not count as new money. Any flow above 10% goes to Operations before it counts.
The AUM on the Firm page, the Account Monitor and the Risk page must match exactly for the same day.
What the risk management module gives you.
Account Monitor: every account against every limit
Firm page: AUM, money in and out, and in-house product value
A to-do list for each relationship manager
Rates, limits and alerts on every account.
Works through the to-do list.
See the whole firm on one page.