SFC Type 4 · Advisers
Prove suitability on every recommendation.
You give investment advice. The SFC wants proof that each idea suits the client, and that you explained any complex product.
Today
What advisers still do by hand.
01Suitability checked one trade at a time, not on the whole portfolio.
02Product approvals lost in email threads.
03Complex product warnings missing from the file.
04Staff trades checked from memory.
With TAC